Home ownership as a financial resource? Household's perceptions in eight European countries

J Toussaint, M Elsinga

    Research output: Chapter in Book/Conference proceedings/Edited volumeConference contributionScientific


    Being a home owner might become of crucial importance to European citizens as national labour markets become more flexible and social welfare systems decline. Temporary and flexible job contracts combined with diminishing levels of social provision make income insecurity bigger. To prevent themselves from possibly severe consequences European citizens need to increasingly reflect on income risks and to take private measures. Home ownership, and in particular housing equity, might become an important part of a household¿s financial safety nets. The central question of this paper is how perceptions of home ownership are related to income insecurity and to what extent home ownership is part of household¿s financial safety net strategies; differences and similarities between countries will be explored. Furthermore, we will elaborate on the extent to which the use of home ownership as a financial resource is a new development. The analysis is based on a EU project: OSIS (Origins of security and insecurity. The interplay of housing systems with jobs, household structures, finance and social security).
    Original languageUndefined/Unknown
    Title of host publicationAPNHR 2007 Conference book. Transformation in Housing, Urban Life, and Public Policy
    EditorsKH Rhee, S-K Ha, S-H Bak
    Place of PublicationSeoul
    PublisherKorea Chapter of the Asia-Pacific Network for Housing Research
    Number of pages19
    Publication statusPublished - 2007
    EventAPNHR 2007 Conference - Seoul
    Duration: 30 Aug 20071 Sep 2007

    Publication series

    PublisherKorea Chapter of the Asia-Pacific Network for Housing Research


    ConferenceAPNHR 2007 Conference


    • Conf.proc. > 3 pag

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